Online International Payment methods in Pakistan [Full Detail in 2022]

Online International Payment methods in Pakistan


Everyone wanna know about Online international payment methods in Pakistan. In the age of technology, the world has come a long way and has developed to a great extent. Many countries have made revolutions by making many advances. These include Pakistan.

For example, nowadays we do most of our work online.  Doing online business, running online shopping, online education, etc. are included.

For online shopping and various activities, we need to pay online. There are many ways to pay online, including PayPal, Payoneer, Credit Card, and Debit Card. All these methods are available in Pakistan. But you have to know all about it in detail.

Along with the Pakistani payment methods, International payments are also available in Pakistan using which we can transact in any foreign country sitting in Pakistan.


What is an Online Payment Method?

 E-commerce, online retail, e-shopping, e-billing, and other forms of e-business are all made possible by payment gateways, which function as a gateway to receive payments online. 

Customers may pick from a list of goods and online service providers, including debit and credit cards and other payment methods, to be processed automatically using this service.

Payment gateways are digital platforms that help in the growth of electronic payments, particularly in the e-commerce sector.

What is International Payment Method?

Payment gateways are essential for businesses accepting credit/debit card payments, whether they are located offline or online.

Even if you have a payment processor and a merchant account, you won’t be able to accept money until you have a payment gateway. However, several suppliers provide a whole package.

So an international payment gateway is a sort of payment gateway that accepts global/multi-currency payments and has an interface in various languages.


Best Online International Payment methods in Pakistan

Best online international payment methods in Pakistan

Here is a list of Top Online international payment methods in Pakistan.

  • Payoneer
  • PayPal
  • Worldpay
  • Amazon
  • Money Gram
  • Western Union
  • Banks

Now let’s start to elaborate in detail to specify more.

There are many other methods that are coming to Pakistan. Here is a list of the best cards which you can use for online Payment in Pakistan.


Payoneer: Transferring Money

Payoneer Best International Payment methods in Pakistan

Payoneer is my preferred means of receiving and transferring money from all around the world.

Additionally, Payoneer enables you to transfer money directly to another individual, without the need for a third-party payment processor.

The Payoneer MasterCard ATM Debit card is accepted at any ATMs that accept the MasterCard credit card brand.

Payoneer now allows for cash withdrawals and has significantly lowered transaction costs. Pioneer accepts payments online in more than 200 countries and 150 currencies.


PayPal: Online international payment methods

PayPal Online international payment methods

Among the most trusted payment options accessible for online purchases, PayPal is one of the most often used.

Payment processing with PayPal is quite straightforward to set up, and because of its great brand recognition. It may be able to help your business with building confidence in target users.

In addition, PayPal is available in over 200 countries and regions, and it supports 25 different currencies, according to the business, making it a truly global solution for businesses looking for an international payment gateway service provider.

 Unfortunately, it’s not available in Pakistan. 


Worldpay: Online Payment Processor

Worldpay Online Payment Processor

Worldpay is an all-in-one payment processor that allows you to accept credit card payments straight from your app or website without the need for additional software.

It is one of the most extensively used international payment gateways in the United Kingdom, and it supports more than 120 currencies, making it simple to take payments from consumers all around the world.

It is also one of the most secure payment gateways available. Worldpay, on the other hand, requires rather long contracts and may demand early withdrawal costs if you wish to shut your account before the contract expires.


Amazon Pay: International Payment Method

Amazon Pay International Payment Method

Amazon Pay is a service that allows you to pay using your Amazon account. Despite the fact that it is a relative newcomer to the payment scene.

Amazon Pay is still a fantastic option for anybody seeking for an international payment gateway with low rates and a user-friendly experience to consider.

Furthermore, it has significant multi-currency capabilities, allowing your company to have a strong foundation from which to develop globally.


HBL-KONNECT: The Biggest Banking Network

HBL Bank has made a name for them globally, and now they have launched HBL Konnect in country. The biggest banking network presents it with an ever-expanding selection of digital payment possibilities.

This software allows users to choose from a variety of discount packages and discounts in restaurants, shopping, and other activities.

HBL Konnect is quickly becoming more than Online payment services in Pakistan. It enables consumers to adopt digitalization in simple stages.

HBL Debit Card is accepted everywhere MasterCard, Visa, or UnionPay are accepted. It may be used at any ATM that has the MasterCard, Visa, or Plus logos.


Money Gram: Online International Payment 

Money Gram is another option. Money Gram is a safe and quick way to transfer money throughout the world. MoneyGram allows you to transmit money overseas.

It allows you to transfer money in several ways and your receivers to pick it up in a method that suits them.

MoneyGram agents in Pakistan include Bank AL Falah, Wall Street Exchange, MCB Bank Limited, KASB Bank, Tameer Bank, Bank AL Habib, Paracha International Exchange, Dollar East Exchange, and Royal Exchange.


Western Union: International Method of Payment

In order to transfer money overseas from Pakistan, Western Union is the most efficient and dependable method. Western Union has a presence in more than 200 countries throughout the globe, according to the company.

There are moreover 500,000 agent locations globally, making it the quickest and safest method of sending money anywhere in the world from Pakistan.

Western Union allows you to transfer up to $3,000 US dollars or the equivalent in your local currency per person, each day.


Banks: Clever International Money Transfer

Bank transfers are generally the cheapest way to support your Clever international money transfer. Bank transfers are slower than debit or credit cards, but they are frequently the most cost-effective.

Habib Bank’s online payment gateways in Pakistan make transactions simple.

Muslim Commercial Bank Limited (MCB) has about 7 million clients in Pakistan. These are the greatest bank for international transfers.


How to transfer money from Pakistan to internationally?

Consider the scenario in which money must be sent by western union transfer. In order to transfer money using Western Union, you must first go to the Western Union agent located closest to you.

Inform the representative that you want to transfer money to a foreign nation. The agent will need to know a few things about you, which are as follows:

  • Your complete legal name as it appears on your CNIC
  • Copy of your CNIC, NICOP, or Passport that is an original and legal government-issued photocopy
  • Your field of work
  • The complete name of the recipient
  • The address of the recipient (where applicable)
  • Relationship with the person who will receive the gift
  • The transaction’s primary goal Details of the receiver’s bank account (if sending money to a bank account)

If the agent requests further information, you must provide it. Now, provide the agent the sum of money that will be transferred to him or her.

Following that, the agent will provide you with the terms and conditions as well as a disclaimer for your consideration.

When you are through with signing and examining the disclaimer, the agent will provide you with a receipt that includes the agent’s stamp and signature for your records, which you should save.

During the money transfer, the agent will save the second receipt, which contains your signature as well as a photocopy of your CNIC, NICOP, or passport, for future reference.

Once this is completed, you may notify the recipient that the funds have been sent.

Provide the recipient with a tracking number for the transfer, which was provided by the agency, so that the recipient may keep track of the whereabouts of the money that has been sent.

When the money is ready to be picked up, the recipient may go to the Western Union agent closest to him or her to claim the funds.



Online purchases are more likely to be completed when customers have access to a variety of payment options. Select the one that is most closely tied to the needs of your business, and you’ll have found the perfect fit.

In this essay, we’ll go through all of the many ways we may pay for things outside of Pakistan using internet methods.

Reading this article inside its complete will provide you with complete information about online international payment methods. Thank you for reading; I hope it was helpful


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